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Living in the moment may be your life agenda in your early 20's, but there are always certain things in life that you should save for. You probably have total control of your finances by now and are free to decide how you want to spend your hard-earned money. However, saving for certain things early in life will turn to be an investment for you in your later years. What are these things? Here's a look:
Who doesn't want their own house? However, you can't just decide one day you want one and buy one the next. A purchase this large requires months or years of planning and saving. So setting aside money for your home mortgage is one thing you should certainly do.
Have you just landed your first job? Then let us tell you that you are never too old to begin saving for your retirement. It may nowhere be close to your future saving goals, but it is one thing you necessarily need to save for. After all, you wouldn't want to spend your retired life being dependent on anyone.
Potential job loss
If you are good at your work and if your company has a good turnover, the thought of saving for potential job loss may not even cross your mind. However, you should never write it off your saving list. Life is unpredictable after all!
Finally! Saving money does not have to be just about planning for a future house or a car. You should also put aside some amount from your paycheck for leisure. Visit a new city or a new country once or twice a year with the money you accumulate.
While you are sweating it over paying bills and down payments, remember that you also deserve to treat yourself with some small luxuries every once in a while. If you have been eyeing something you've wanted for a long time, save a little money on a consistent basis and before you know it you'll have saved u... Read More